Stores dealing with cash and cheque transactions face more challenges than those areas of business that have converted primarily to card or online payments. It’s all too easy for carelessness to lead to losses; all it takes is not verifying identification when taking a personal cheque, counting change incorrectly or not accurately totaling up sales…
Let Your Bank Help You Buy a Home
Becoming a homeowner is one of the biggest financial decisions you will make in your life. Buying a home is no small expense, whether you’re buying a fixer-upper or building a new home. However, there are ways to make the expense a little bit easier on you. A visit to your local community bank can…
The Basics Behind Annuities
Annuities are becoming popular options for people who are making financial plans for retirement, especially as it becomes clear that normal retirement plans offered through places of employment aren’t always dependable and can actually be taken away. If you’re thinking about becoming one of the many Americans who are buying annuities these days, here are…
How Small Pharmacies Contribute to a Big Industry
It’s easy to make generalizations about the pharmaceutical industry, because nearly every bit of news is about how a pharmacy has been robbed, involved in a prescription medication scam, or how drug manufacturers have distributed medications that aren’t entirely safe to take but will create a lot of profit. Let’s face it: a lot of…
Three Reasons Why Commercial Real Estate Investments Are Way Better Than Residential Real Estate Investments
Buying commercial real estate properties has become one of the most popular ways to ensure that your money is invested properly and is kept safe, even if another financial crisis occurs. That being said, plenty of people are still pretty hesitant about the benefits of commercial real estate investing. If you happen to be one…
Three Statistics That Will Change the Way You See Retirement
Back sometime around 2007-2008, the American economy took a turn for the worse when reliable direct lenders began turning into bad credit lenders and offering unsecured loans to people who simply couldn’t afford to repay their debts. Unfortunately, the effects of this financial crisis hit one group of Americans particularly hard: those Baby Boomers who…
An Easy Guide To Explain Fixed Annuities
If you’re familiar with retirement planning and the financial implications of going into retirement, you’re probably pretty familiar with the concept of buying annuities. But you may not have realized that annuities are typically broken into two main groups: fixed annuities and variable annuities. Fixed annuities tend to be the most common type, largely because…
Why Are You Still Processing Your Own Small Business Payroll?
Are you still processing your own small business payroll? Why? Processing payroll is a boring, tedious job that takes up far too much time. As a small business owner, you are likely very busy, and your time could be better spent on other, less thankless tasks. Processing payroll is, of course, more complicated than it…
Hiring Right the First Time 3 Steps to Catching the Right Financial Candidate
When done right, an executive search is a true art form. Finding a candidate with the right skills, background and personality to lead a company or nonprofit is a tall order. With chief executive officers and other high-level employees spending more than 60% of their time in meetings, there isn’t much time on-boarding.Candidates are expected…
Managing Your Money Consider Getting a Financial Planner
There is no shame in not knowing exactly how to manage all of the money you work so hard for. Are you a teacher? Electrician? Social Worker? Your realm of knowledge is far from the realm of financial risk knowledge and that’s okay. Financial Planners aid individuals in structuring their budgets so that they have…
