Stock market investment is not as glamorous as people would like to think. Of course, you could get lucky, invest correctly, and get rich quick. But this is often rare, and is not the reality of how to become a competent investor. Investment take time, effort, and patience, as well as a solid understanding of…
Essential Accounting Tips for Start Up Businesses
At least eight out of 10 start up businesses fail during the first 18 months, Forbes reports. Successfully funding and managing a new company can be extremely difficult. Even so, a great deal of businesses go under unnecessarily. There are relatively simple steps entrepreneurs can take to avoid common financial pitfalls. Here’s what you can…
How to Ensure your Institution is Always in Compliance with the CFPB
Many financial institutions are still adjusting to the requirements of the Consumer Financial Protection Bureau (CFPB). Consumer financial institutions now have the onus of actively promoting consumer protection and reporting consumer complaints. Entities that are not in compliance may face fines and, potentially, loss of revenue. Because the scope of the CFPB is so large,…
How To Improve Your Chances Of Getting A Home Loan
Securing a home loan can be daunting to some people. Home loans work a little differently than other types of loans and it’s important to know how home loans differ. If you’re thinking about or are starting the process of applying for a home loan, here are some helpful steps to take: Know Your Credit…
4 Tips to Help Avoid an Audit
The IRS is something that no one wants to play around with, especially businesses. Companies tax returns they filed up to three years ago can be audited and any back taxes that are owed for up to 10 years can be collected. Of all the audits performed by the IRS they fall into three categories,…
Managing Your Money
In any situation, it is important to keep track of our resources. This has been true since the beginning and it has only gotten more true as time has gone on. But what, you might ask, do I mean by resources? And how do you manage them effectively? Well, there are couple different categories of…
Important Features to Look for When Applying for Checking Accounts
One of the prime requirements of having a comfortable life is being able to manage your finances smartly. Managing finances is not at all an easy task and requires vigilance and insight. Making sure that the basics are firmly in place can be of great help in this matter and that is why it is…
Three Things To Consider When Opening A Checking Account
When comparing checking accounts, consider convenience, fees, and flexibility first. For example, a bank that limits issuing debit cards, lobby and drive-through hours, or creates hassles using mobile or online services should drop to the bottom of the list. Similarly, examine the bank’s list of fees, especially for ATM or debit card use. If you…
Find the Right Debt Collection System for Your Company
Student loan debt is becoming an epidemic. According to the Pew Research Center’s findings in 2017, Americans owed $1.3 trillion in student debt and at least 37 percent of adults say that they have outstanding student loans. Many American consumers devote at least 26 percent of their income to their outstanding loan debt. The overall…
Why It’s Time to Consider Having a Home in Florida
If you’re looking to move somewhere new or you simply want a second home, it’s time to consider the benefits of looking at houses for sale in Wilton Manors. In a beautiful location with waterfront property, this offers folks the opportunity to enjoy the water and live in an area they find beautiful and relaxing…